Consolidating federal school loan

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Maximum Loan Amount: None Interest Rate: Weighted average interest rate on the loans being consolidated, rounded to the nearest one-eighth of 1 percent, not to exceed 8.25 percent.

Currently, the interest rate is fixed for the life of the loan.

A PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation.

Therefore, a student who is applying for loan consolidation cannot include the PLUS loan the parent took out for the dependent student’s education.

Kimberleena, Welcome to forums : DConsolidation is definitely a good option for federal student loans.

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The electronic application on Student consists of the following five steps: 1. I have been paying my school loan as promised for over 4 years.I keep getting offers in the mail to consolidate for a lower interest rate. Would doing something like this negatively impact my credit score?Consolidating private education loans can help you simplify and lower your monthly payments.However, there are several ways to handle your debt.

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