Is anyone consolidating private student loans
To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners.While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Monday, August 21, 2017 The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.But let's not forget, some private student loans are dischargeable in bankruptcy even today.Private student loan holders are neither required to allow you to consolidate them or make it easy for you to do so.Are you tired of paying a high interest rate on your student loan debt?You may be looking for ways to refinance your student loans at a lower interest rate, but don’t know where to turn.You could end up with Navient again, or you could end up with another company that ends up being worse.Finally, you can only consolidate federal student loans into a federal loan consolidation.
This compensation from our advertising partners may impact how and where products appear on the site (including for example, the order in which they appear).
We have created the most complete list of lenders currently willing to refinance student loan debt. Don’t worry about the impact on your credit score of applying to multiple lenders: so long as you complete all of your applications within 14 days, it will only count as one inquiry on your credit score.
You can see the full list of lenders below, but we recommend you start here, and check rates from the top 4 national lenders offering the lowest interest rates.
is there a way to consolidate these all into one single debt/monthly payment?
Peter Dear Peter, If it was just about government student loans then the answer would be an easy, 'Yes.' There is no charge to consolidate most government student loans into a Direct Consolidation Loan which is then eligible for a monthly payment based on your income.